Introducing Hudson’s Cyber Insurance Application Support & Security Readiness Review

Alan S
Dec 11, 2025
3 min read

Cyber insurance applications and renewals have changed. What used to be a simple questionnaire has evolved into a technical, sometimes overwhelming review of your security posture, data handling practices, and operational maturity. Insurers are asking tougher questions, requiring proof of controls, and in many cases, denying or limiting coverage when submissions are incomplete or inaccurate.

At Hudson, we’ve seen firsthand how frustrating this process has become for business owners, brokers, and internal teams who don’t have deep security expertise. A single misstep, even an accidental misrepresentation, can lead to higher premiums, delayed approvals, or denied claims when you need coverage most.

That’s why we created the Cyber Insurance Application Support & Security Readiness Review, a service designed specifically for small and mid-sized businesses who want to renew with confidence, avoid costly surprises, and understand exactly where they stand before they submit anything to an insurer.

Why This Service Matters More Than Ever

Insurers now evaluate your technical controls with the same scrutiny as a financial audit. Their requirements typically include:

MFA on all critical systems
Backups and recovery capabilities
Endpoint protection
Access control and admin privilege management
Logging and incident readiness
Protection of sensitive/PII data
Vendor and SaaS risk
Email and identity security

If your answers don’t match your environment, even unintentionally, carriers may reduce or deny payouts after an incident. It’s not about “checking a box” anymore; insurers want validation. Hudson helps you get it right before the application reaches underwriting.

What the Engagement Includes

Our review is intentionally light-touch, fast, and focused on what insurers care about. We’re not doing a full audit, we’re ensuring that what you submit is accurate, complete, and aligned with insurer expectations.

Your engagement includes:

✔ Cyber insurance questionnaire support

We guide you through the full application/renewal process and complete the technical sections with you.

✔ Security posture review

We assess the core controls insurers consider essential and identify areas that may impact approval or premiums.

✔ Gap analysis

You receive a clear list of what’s missing, why it matters, and how insurers view each gap.

✔ Budget and remediation roadmap

If action is needed, we provide a budget estimate and a prioritized path toward insurer-aligned compliance.

✔ Broker collaboration

We join your broker for a review session to ensure clean and accurate submission.

This is not a remediation engagement, it’s a readiness and validation service that ensures you’re not flying blind.

Pricing That Fits SMB Needs

We built our pricing around typical security complexity at different organizational sizes:

Small (<50 employees) — $1,500
Medium (50–100 employees) — $2,500
Large (100–150 employees) — $3,500
Enterprise (150+ employees) — Custom engagement

Pricing assumes a domestic business using commercial SaaS systems like Microsoft 365, Google Workspace, major CRMs, etc. Custom platforms or complex environments may require additional scoping.

Why Businesses and Brokers Choose Hudson

Hudson blends technical expertise, industry experience, and a practical SMB-focused approach.We understand how insurers think, and we understand where small businesses struggle most.

We help clients: